The TK Advisor -TK Financial Group Ottawa Blog about Life Insurance, Critical Illness Insurance, Wealth Management and Estate Planning

Your health is your bigest asset and it can change in a heart beat !

If there is one piece of advice that I want to give my friends, live in the here and now . A health change like a heart attack changes your life forever . Yes you can survive but medications take over the rest of your life . Take time to eat well , exercise and relax . If you decide to live at a turbo speed , that will change with a cancer , heart attack or a stroke . How will you live then ? Best insurance policy I can give you is the one I just wrote and please take time consider my advice .

What does your insurance advisor say ?

When was the last time you got some good advice ? Often , we do not know what we should and depend on others to inform us . What would you say if you knew you were not properly protected through various insurance coverages ? My estimation is that 8 out of 10 people have not closely looked at their financial instruments and how or if they are adequately protected . I understand why . They assume everything is all right and quite frankly reviewing your insurance policies can be like watching paint dry . If you knew tomorrow you were going to need Critical Illness , Disability , Long Term Care or even life insurance coverage how would you behave then ?

Investment or any advice is valuable !

I am glad that I am not involved in providing clients with investment advice in these turbulent times . I hear from clients that they are not even getting call backs to their messages from their investment advisor's . I guess when the market is hot they walk around like geniuses and hide when there are downward corrections . What puzzles me is the fact that people will put up with poor or no service . At least calling a client with a explanation and hopefully a reassurance about their investments would be a welcome relief for many of these clients .