What does your insurance advisor say ?

When was the last time you got some good advice ? Often , we do not know what we should and depend on others to inform us . What would you say if you knew you were not properly protected through various insurance coverages ? My estimation is that 8 out of 10 people have not closely looked at their financial instruments and how or if they are adequately protected . I understand why . They assume everything is all right and quite frankly reviewing your insurance policies can be like watching paint dry . If you knew tomorrow you were going to need Critical Illness , Disability , Long Term Care or even life insurance coverage how would you behave then ?