Deductible premiums for Executive Disability Insurance can be achieved when insuring a " CLASS " of employees which qualify under CRA guidelines . Also at claim time , Earned Income Definition allows the disabled individual to qualify for current or future RRSP contributions . Working in the insurance industry for over 28 years I still get amazed how many corporationshave not looked at the advantages of providing executive coverage to a " CLASS" of employees with deductible premiums ! It is up to the insurance advisers to provide the clients with necessary information to make informed decisions .
