Majority of business owners have no idea that their group insurance contract will most likely not pay them a cent at time of their disability ? WHY ? Contractual obligation under the Long Term Disability plan exhibit reverse discrimination against executives as well as shareholders . A receptionist has a better chance to qualify at time of claim then would a CEO of a company ! Most people never complete insurance audits on their disability insurance personal policy , Long Term Disability under a group contract or under a Association plan . Time to find out about your disability is not at the time of claim .
