The TK Advisor -TK Financial Group Ottawa Blog about Life Insurance, Critical Illness Insurance, Wealth Management and Estate Planning

Regular Exercise is a must for anybody !!!!

Physical exercise not only helps your body but also mind . I find it tough to get to Free Form Fitness to see my trainer because it is easier to be busy doing something else like work ! I have no excuse to miss workouts : exercise equipment at home , company gym , Good Life and Free Form Fitness . The one that I am sure not to miss is my regular work out with a trainer . Having a gym buddy is also an excellent way to make sure you get to the gym . Physical exercise to me has a direct correlation with emotional well being !

Cancer , Heart Attack , Stroke , Loss of Independence etc.

Statistics tell us that incidence of critical illness conditions is on the rise and for the large part people are not seeking professional insurance adviceto protect their financial well being . I was at a fund raiser last night for Cancer center and the Ottawa Hospital Foundation and next week for Ottawa Heart Institute . It is clear that with aging population there is a huge need for facilities to provide funding for treatment centers . With sufficient financial backing you will not have to endure long waiting periods to see a specialist and Critical Illness Insurance will provide you cash when you need it most !

Football stadium or soccer stadium for Ottawa ?

The most ridiculous debate rages as to what to do with a old football stadium and or build a new soccer stadium . Ottawa is not big enough sports community to have two stadiums . Also , why not have one stadium for two sports ? This is like children deciding which player to chose in a pick up soccer or football game . Played both sports and like both so build one stadium to cover off sports enthusiasts that do not think Ottawa needs another park to put it on a map !

Insurance nightmare with Long Term Disability claims

Long Term Disability of a group insurance contract provides basic coverage for employees or shareholders of a firm . This type of coverage is made for the masses with minimal ability to customize coverages . Sure most people feel they are adequately protected through their Long Term Disability coverage but unfortunately at claim time that may be the first time they are reading the employee booklet and extent of their coverage . Do not get me wrong , thank god for group LTD plans because without them most people would not have any coverage however there are limitations . Group Insurance Long Term Disability plans exhibit reverse discrimination against executives as well as shareholders . Find out now how your coverage is written in your group booklet by reading all the provision and or call a insurance specialist in disability coverage.

Business etiquette that people forget !

What is business etiquette ? It amazes me how people do not do things which are most of the time very simple : return phone calls , do not say thank you , do not help others , chose to try to get their way by being loud and rude . We owe it to each other as human beings to be polite as it can only lead to good things .