I know that corporate and professional clients are extremely busy . They are also most exposed to risks that often they do not even realize exist and a false sense of " I am ok " exists in their planning process . I have worked with lawyers that do not have a will , shareholders that do not have a agreement or employment contract , business owners that thought they did not need insurance for the office because landlords had that covered , Doctors whose office overhead policies would never pay at time of disability , business owner whose disability policy would pay after 2 year waiting period and many more situations like this . Why do these people continue to be exposed ? They are not putting priority where it needs to be , on their needs !
