Will Planning and your financial planning affairs !

Do you have a professionally drawn up will ? Do you have a power of attorney drawn up for someone to take care of your affairs if you are incapacitated? Dying without a will is very expensive and will cause your heirs nightmares to settle your estate . You may be thinking" I do not need one as everything will pass to my spouse " WRONG ! What if both spouse die in same accident what happens to the children and assets ? Main items of consideration in a basic will are : executor , guardian and trustee . Go see a lawyer or your financial adviser that understands will who can first explain the provisions of a will to you in way that you can understand . After you have a will work with a lawyer that will spend time to draw up a proper will for you and not as I saw in a business meeting with a client tell them that he will get his ASSISTANT secretary create something for them . If you own a business you should have a business will to deal with your business assets .