Critical Illness Insurance ! Not just another product so stop and look at it .

You may have heard about this product but have you looked at what it can do for you ? So you say you can not afford it . Really . The accurate statement may be that you can not afford not to have it . In order to get this product you have to be in good health . The product pays if you contract any of the 22 conditions where heart attack , cancer and stroke are most common conditions where payout occurs . How do you get paid ? 30 days survival after being diagnosed and or a occurrence of a event . There is a 90 day moratorium on payout for cancer only after date of your policy has been placed with the insurer . This policy is valuable while you are building your wealth and throughout retirement . Policy should be designed to meet your specific needs and to meet your budget . You need to examine contracts carefully and chose the ones whose contractual definitions meet your needs . We represent over 10 leading insurers and we have chosen the ones we feel provide exceptional value with reasonable premiums . Often , if we feel there will be challenges posed due to clients health status we will present the file to over 3 insurers and surprisingly we sometimes get three different offers on same client !