What constitutes a claim under Long Term Care insurance ? in order to qualify to receive benefits the insured must be ' unable to perform two activities of daily living ( ADL ) . If you think this coverage is only for the old you are mistaken , victim of car accidents , severe illness or sporting accidents will qualify for this coverage which is based on ADL .These ADL situations are those where the individual cannot bathe ,dress , or move from one place to another without assistance or may also be incontinent , or suffers from a cognitive deficiency . ' For a couple ,there is a 64 % chance that one of them will require some level of long term care , and 20% of those who need long term care will need it for a period of more then 5 years . " WOW ! We provide this coverage through a number of leading insurers and contractual obligations are not same with all insurers !
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A valued and trusted advisor to professionals, business owners and corporations, Milan is the founding principal of the TK Financial Group and a member of the Society of Trust and Estate Practitioners, Canadian Advanced Life Underwriters, TiE and Barrington Wealth Partners. Milan's integrity, knowledge, and passion for financial planning are qualities his clients appreciate and trust with their integrated financial planning.
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