The TK Advisor -TK Financial Group Ottawa Blog about Life Insurance, Critical Illness Insurance, Wealth Management and Estate Planning

Reflection !

When was it last time you took time to reflect on : life ? family ? friends ? health ? business ? dreams ? I find in the fast paced world it is easy to lose what it really important to us . At times we run on that wheel of life and forget to reflect on our lives . Time passes and I look back and say to my self " I wish ... " . Time has come to say I am doing this or that !

Are all your professional advisors working as a team ?

Here is a approach that I think needs to be utilized in planning your affairs . When was the last time you had all your professional advisers in one meeting to jointly work on taking care of you ? I would bet that 8 out of 10 people will say never . I ask why ? Too many decisions are made in isolation and t5his is why all the parts are not smoothly working together with your plan . I meet business people every week for working on their estate plan and when I ask the question about having advisers in joint meetings all too often answer is never been done . We will help you to create a financial structure by bringing in your other professional advisers and introduce new ones when required . What do you gain ? You will be able to sleep at night knowing your affairs are in order and nothing has been missed !

How are you and your business different ?

For over 31 years in the financial business I have never wanted to be average and always work to offer more then others in my profession .  If you were to put 5 different advisers in a room and asked them to tell you what they do , many will tell you the same "story ' but unfortunately for you some are giving you smoke and mirrors . The first year sales person will tell you they are a estate planner as will the professional who has been doing it for over 30 years which makes it difficult for you to determine who is the real deal . There are many very good financial professionals in our city but I believe it is a buyer beware environment !

Ottawa Bluesfest is a wonderful event !

We are fortunate to have the bluesfest in Ottawa . We may say we would like to see more actual blues singers , valid point , however we also need to point out the quality of the acts the organizing committee brings in is very good . After all , the festival does need to bring in revenue to support itself so it has to cater to more then just us who like to hear the blues . I am thankful I was introduced to this festival and now I introduced it to my daughters and son ! Great job and this is a great event for our city !

Health Care !

Why is our health care system broken ? Are you financially prepared to pay out of pocket to get health care ? People who get superior health care live longer , average women past 90 ! Retirement projections are made by financial planners based on available assets , what happens to those projections if you get bone marrow transplant in US at cost of 450 k ? Critical Illness and Long Term care are fabulous products to : potentially extend your life , protect your investments and give you a better quality of life . Are you prepared ?