Association Sponsored Insurance Programs

A number of professionals do not take time to read and fully understand association plans offered to them from their Professional Associations . The problem is that they FOCUS primarily on premium charged for their association plan . Answer this question , if you were going for heart surgery would you chose cheapest doctor or do your research and get the best doctor ?Here are some items to consider when looking at association plans : ARE YOU SATISFIED WITH THE INSURER BEING ABLE TO CHANGE YOUR PLAN AND PREMIUMS ON A ANNUAL BASIS ? HOW IMPORTANT IS "OWN OCCUPATION " EVEN IF YOU DECIDE TO LEAVE YOUR PROFESSION ? ACCIDENTAL INJURY HAS TO BE FROM INDEPENDENT CAUSES AND A HEART ATTACK WHICH CAUSED YOUR AUTOMOBILE TO HIT A TREE AND YOU BROKE YOUR BACK PREVENTS PAYMENT OF CLAIM ! There is much more to consider when looking at insuring yourself through a association plan . Remember , this is not your association fault as insurance companies price plans according to claims they will pay from their plan . DO NOT BE FOOLED !