A quiet change continues to come about with regulatory aspects of what banks can and can not do . I believe that allowing banks to offer products to their clients is not a bad thing at the first glance . However , allowing banks to "convince " their clients to change their services from elsewhere to them on a basis of securing things like a loan is a problem . Also where a bank investment advisor tells his or her client that they will reduce their investment administration fees if they buy things like life insurance from them is not what I would consider fair practice . Fair competition is good for consumer and when a consumer is aware of what is available from professionals who operate independently from the bank I say bring it on ! I know what we provide to clients is unique and testimonials on our web tell the story , www.tkfg.ca .
