The TK Advisor -TK Financial Group Ottawa Blog about Life Insurance, Critical Illness Insurance, Wealth Management and Estate Planning

Life insurance planning is a solution !

Have you ever sat across a person dying who thanks you for being a professional and also that he is glad he met you because financially his family is taken care of ? I have and I tell you it is gut wrenching feeling knowing you client is not going to be alive for the next review . I have delivered cheques to people and corporations on variety of products : life , disability , critical illness and 31 years later it still hurts . Only consolation is knowing because of my efforts a cheque is being delivered . Yes I have people who sometimes do not answer my messages , do not answer my emails because of whatever reasons they have but I have one purpose of protecting from financial loss . People that do not know me may think it is about the sale but ask the ones that do know me who will tell you it is about their well being . I am sadened that my client died yesterday and it must be hell for his family . My only saving grace is that I will deliver a cheque to the widow and his kids . So when you think of a person as only a sales man know that we are providing a valuable service !

Life insurance is one way of saying "I love you "

If you have no one to love you do not need life insurance . If you do not care about your personal financial well being do not get disability insurance , critical illness insurance or long term care insurance . Many people avoid insurance out of not knowing or just being scared to deal with what happens to good people like themselves every day . If you were going on a trip would you plan out the route or just get in the car and drive ? Have you planned your life route with estate planning and covered off the holes in the road with appropriate life coverages ?

Family Focus for holiday !

There is so much going on during holiday season and activities can sometimes overshadow the important things . We live in a very paced society that needs to be constantly stimulated . When we here people saying I am bored who are 18 years old that is a problem . I will make an effort this holiday to RELAX and enjoy my time with family . What about you ? Work can wait !