Is the cheque going to be big enough ?

I have been a professional insurance advisor for over 30 years and delivered cheques at time of death , disability and death .THe most difficult by far is the proceeds on death because it is a final cheque to children , widows and or businesses . Size of the cheque I deliver always matters and without exception I always wonder " is it going to be enough ?" . I have to meet a widow next week and the deceased's accountant next week to fill out the forms for her to get the proceeds from a life policy and I knew her husband for over 23 years since he was a young man . I am the only one who delivers a cheque so I always hope the cheque is big enough to meet all the needs . Like they say people want to go to heaven but never want to die to get there and you may be wondering why I say that . When I am meeting potential clients and probably some existing ones that do not know my caring ways , they may think this guy wants to make a sale . It is not about making a sale with me and it is about being able to know I helped to financially at least to lessen the burden . I too feel the loss and have a hard time knowing I will not see this deceased person's huge smile ? RIP my friend !